How much COVID-19 protection does travel insurance offer in 2021?

People with travel insurance in 2020 found their policies offered little protection against COVID-19 that upended trips all over the world. This is mainly because many policies didn’t include coverage for pandemics.

So what kind of reassurance does travel insurance provide in 2021?

Some trip cancellation policies cover quarantine if you contract the virus while you’re traveling. So if you contract the virus while you’re in Mexico and have to quarantine, you would have coverage.

The coverage is even applicable if you’re traveling with a friend or family member who contracts Covid-19 and have to quarantine as a result.

Suzanne Morrow, director for travel insurance comparison site InsureMyTrip, said medical evacuation, as in the past, is also included in most travel insurance plans, but that doesn’t mean you’ll be going home.

She says, “You’ll be evacuated to the nearest medical facility which may not be your first hospital of choice. It all depends on the plan.”

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