Adapting travel insurance policies to include Covid-19

Changes in the insurance industry started when Covid-19 became widespread in the US in March, according to Megan Moncrief, chief marketing officer for travel insurance comparison site SquareMouth.

She says, “Companies began to reevaluate their policies and react to what was happening in the world.”

Today, many of the biggest providers have changed their policies to consider contracting Covid-19 unforeseen, like any other illness or virus.

In fact, of the 20 providers on SquareMouth’s website, 19 provide medical benefits to a traveler who is diagnosed with the virus during their trip, as long as they bought the policy before their diagnosis. Further, 13 include cancellation coverage for contracting the virus before a trip.

But beware, says Stan Sandberg, co-founder of, that the standard trip cancellation and medical policies currently on the market protect you from financial losses only if you contract Covid-19.

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